Help is coming to landlords that help their tenants during the COVID-19 epidemic.
We're seeing increased volatility and lower base rates in the capital markets. The economy will likely enter recession. But you can still get great financing for quality real estate deals. Here's how.
Today is 02/20/2020, so I think it’s a great time to make some predictions for the rest of the 20s. I know I’m cheating a little bit…
Glossary of many common terms and phrases in commercial real estate finance, in plain English
Here’s what it will really cost to close on a commercial mortgage.
Why it’s important and how to build one
StackSource Core Values Series
The case for debt fund loans - why they may be the right tool despite higher rates.
Market cap rates affect a lender's underwriting math - here's how.
The following was originally a LinkedIn Post that went viral and was viewed over 50,000 times within a week after posting (11/1/2017).
From Chess to Go to Real Estate
Why do you get a higher or lower rate from a lender in commercial real estate? Here's why.
A commercial mortgage for construction (construction loan) at 100% Loan-to-Cost (LTC) covers both hard and soft construction costs in full, meaning the developer doesn’t need to put any of their own capital to work.
An interest-only loan is simply a loan that collects interest-only payments, rather than amortizing (paying down the principal). Interest-only payments may be applied to a specific period of a loan, usually at the beginning, or may apply for the entire life of the loan.
All else equal, every borrower would prefer a non-recourse loan. It’s a great value proposition to take a lender’s money, and pledge none of your own (besides the equity in the deal) in case things don’t work out as envisioned.
You can readily pay off a residential mortgage at any time, but here's how it works for commercial. We cover five common prepayment structures.
The truth about "bridge to bridge" financing? It's not an easy situation. But there are options.
HUD provides very low rate, extremely long term loans for multifamily. Refinancing a stabilized asset would fall under HUD’s 223(f) program, which provides a 35-year term and amortization, non-recourse loan at up to 80% loan to value, at a fixed all-in rate as low as 4.25% (as of Q1 2019).
Lenders aim to mitigate risks on a commercial real estate loan, which can usually be accomplished without a reserve account. Here are situations where they can't, and how it affects your investment.
GSE stands for “Government Sponsored Entity”, and in this beginner’s guide we’re going to cover the two most important players, who you’ve sure to have heard of: Fannie Mae, and Freddie Mac.
What is the right time to seek out financing for a commercial real estate project? What documents will you need ready? Here we’ll cover the items you need to have ready in order to line up financing quotes from lenders.
How the US' Small Business Administration offers a loan product for "owner-occupied" commercial properties, like a retail store or a hotel operator that owns their building. Benefits of this particular loan product.
Single tenant, net-lease (STNL) real estate deals have bucked a wider trend of bankruptcies and store closures within retail. We examine the market drivers for this stable asset class with an industry expert.
We analyzed the capital sources providing debt for regional malls across the country. Here are the results.
A brief overview of all the different types of commercial mortgage lenders.
The pros and cons of each heavyweight stabilized loan contender.
Hospitality is no longer an isolated asset class. It's an idea affecting all commercial real estate.
The end of LIBOR is in sight, but lenders shrug their shoulders for now.
169 pages of new rules and clarifications about the major tax break, distilled to a few major points to know.
The decision process of a passive equity investor.
From ownership to branded aggregation, here's how today's top flexible space brands are expanding.
"Frankenmodels" built in Excel over years need to be replaced.
Instead, the process starts by driving toward a Term Sheet. Here's how it's different.
A staggered rent roll for a commercial property, especially for an office or multi-tenant retail center, is ideal. It’s ideal for the investor, and it’s less risky for a lender (which means better financing for the investor).
"Senior housing" can refer to several different living situations created for the aging population. Here's an overview of each.
Beyond the hard numbers and data, humans decide the fate of loan submissions. Here are three reasons why one may turn your loan down.
From syndicating, to joint ventures, to pref equity, we define a few different activities that all raise equity for your real estate investment.
StackSource expands its platform to support financing projects in new categories like Self Storage, Land, and Co-living.
For some deals, more leverage means higher returns. For others, lower leverage does the trick. Understanding The Loan Constant will help you determine which applies to your deal.
Modular construction is increasing as a share of the market, but there are several things to know before attempting it.
Under the LTV limit? Check. Above the DSCR requirement? Check. Wait, why is my loan amount getting crunched?
%E2%80%99s%20future%20impact%20on%20real%20estate.jpeg)
.png)
