Welcome to StackSource, a BiggerPockets financing partner

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StackSource is the best way to obtain commercial real estate financing (a commercial mortgage). StackSource connects borrowers and lenders seeking all types of commercial and multifamily financing, including bridge loans and permanent.

With a growing network of 1000+ of capital source relationships, StackSource gives borrowers access to the full range of available financing and finds the best match.

Loan sizes $500,000 and up

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Connect with a Capital Advisor

Freddy@StackSource.com
(847) 514-1795

One Request, Multiple Competitive Financing Offers

Our Biggest Fans

See what just a few of our customers have to say about working with us.

After 41 lenders/brokers said "No" to our loan request, I found you guys and everything worked out great.

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Sky P., Michigan
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After 41 lenders/brokers said "No" to our loan request, I found you guys and everything worked out great.

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Sky P., Michigan

We had a great experience with Chris and the StackSource process. We submitted the info on our project on Monday and had three quotes from qualified lenders by Friday, one of whom we ultimately closed with. We plan to work with StackSource again in the future.

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Ryan Z. and Devon C., Detroit, MI

Chris Peters was fantastic and found a way to get it done on terms that were very acceptable to us. I especially would like to point out that despite the low dollar loan amount, he stuck with it and found us a lender willing to work with our circumstances. Kudos to Chris and I look forward to working with him in the future!

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Paul H, Brooklyn NY

The entire StackSource team did a great job getting us through the process. When I called, my Capital Advisor would answer, any time of day. I just want to send a big "thank you!"

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James D., California

From day one, my Capital Advisor was there to make what seemed impossible become a reality. All the way up to the closing table, she has been patiently and diligently working tirelessly to get this done. You have made a client for life!

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Greg D., New York City

We had a lender that wanted us to sign full personal guarantees. We didn’t feel comfortable with that, so I Googled "commercial loans", and found StackSource.

The application was very simple. Right after applying, my assigned loan officer, Andrew Bouton, gave me a call to go over the deal. What I liked the most was the fact that I told him every detail of what we did and didn’t want, and they never tried to sell me something different. Andrew went ahead and found all the banks or lenders that met my exact criteria.

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Alberto T, Miami FL

Since StackSource is web-based I wasn't sure what to expect. But I was pleasantly surprised to see how hands-on my assigned loan officer was. He called me after I'd filled out the initial application form, wanting to know more about what I'm actually looking for. He was always a phone call away if I had any questions.

Looking back now at the situation I was in then, and the complexity of my loan type, I'm glad I had him to help walk me through the process.

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Jerry A., Raleigh, NC

StackSource helped me close a refinance of my commercial property which allowed me to take out most of my equity, and STILL pay less each month in loan payments. I'm so happy with the platform I invested in the company!

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Jared J., Michigan

My Capital Advisor, Chris Peters, was an absolute stud during the whole process. He was knowledgeable about the type of financing I needed, and I was able to close on time with the right loan for my deal.

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Corey W., Chicago, IL

StackSource is the future! Everyone better catch up.

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Chaz F, Norfolk VA

My StackSource Capital Advisor, Andrew, was the best guy for the job. He went above and beyond reaching out to his contacts to help me solve an issue that was delaying closing on the seller side. I can't thank him enough for all his help to make this happen.

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Baskar M., Georgia

My Capital Advisor was a great guy. Working with StackSource is easy money!

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Charles S, Orange County CA

My original lender backed out on my refinance shortly before maturity, and I was in trouble, as my primary residence is outside the US.

I stumbled upon StackSource, and while my situation still had challenges, teaming up with my StackSource Capital Advisor, Chris, helped get me properly refinanced. I was able to take some cash out and allow an investment partner to exit during market turbulence due to COVID. Without StackSource and Chris Peters, I do not believe the recapitalization could have been achieved.

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Brendan B, Illinois

As luck would have it, I came across StackSource, reading online that it gives developers like myself the 'upper hand' when it comes time to raise capital for their projects.

We ended up closing 9 deals with a total project value of ~$9 Million in less than 60 days.

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Anderson J, Tennessee

I have used StackSource and they were great. My Capital Advisor, Huber Bongolan, was so on top of everything. Very cordial, organized, and knowledgeable.  I have known him for years and have given his info to my brother and friends. It's also great to work with a fellow Eagle Scout :)

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Alma M, Los Angeles CA

Access Top Capital Sources

Bank
Debt Fund
Family Office
CMBS
Credit Union
SBA
Agency
Private Equity
REIT
Life Co

Submit a Financing Request,  Get the Best Terms

Get loan quotes now

Why Use StackSource?

Competitive rates
Transparent financing options
Expert Capital Advisor
Available nationwide
Connect to Top Lenders
Create one online loan request and get your deal in front of multiple top lenders across StackSource's nationwide network of hundreds of lending contacts.
Find the best Rate and Terms
Lenders compete for your deal, leading to a more favorable outcome for the borrower.
Expert Team
StackSource's Capital Advisors have decades of experience in commercial real estate investment, development, and finance. You're working with real experts.
Transparent Process
Compare loan offers side by side in our online dashboard. Negotiating your debt financing has never been easier.
Bank Loans
Bank Loans

Banks have long been a staple of the commercial mortgage market. They are competitive for many cash-flowing loan scenarios as well as for construction for strong borrowers.

Loan Amount:
$500,000 to $75 Million+
Typical Term:
5, 7, or 10 years
Interest Rates:
5.76% - 10.25%
Non-Recourse:
Available
Check Size:
Credit Union Loans
Credit Union Loans

Credit Unions don't get the same star treatment as their Bank counterparts, but are often a very strong option for local commercial real estate, if not for larger institutional projects.

Loan Amount:
$250,000 to $10 Million+
Typical Term:
5, 7, or 10 years
Interest Rates:
5.76% - 10.25%
Non-Recourse:
No
Check Size:
Fannie Mae Multifamily Loans
Fannie Mae Multifamily Loans

Fannie Mae is a government-sponsored entity that supplies Multifamily loans through its various lending programs. One of the most popular is their Small Loans program for loans up to $5 Million.

Loan Amount:
$750,000 to $100 Million+
Typical Term:
5 - 30 years
Interest Rates:
5.45% - 6.92%
Non-Recourse:
Yes
Check Size:
Freddie Mac Multifamily Loans
Freddie Mac Multifamily Loans

Freddie Mac is a government-sponsored entity that supplies Multiamily loans through multiple lending programs, including their Small Balance program for 5-50 unit communities up to $7.5 Million.

Loan Amount:
$1 Million to $100 Million+
Typical Term:
5 - 10 years Fixed
Interest Rates:
5.59% - 7.06%
Non-Recourse:
Yes
Check Size:
CMBS
CMBS

CMBS lending is typically a fit for loans $3 Million or greater, on stabilized office, industrial, retail, hospitality, or multi-family assets. Maybe not the most fun, but very attractive numbers.

Loan Amount:
$3 Million to $100 Million+
Typical Term:
5 or 10 years
Interest Rates:
5.50% - 7.72%
Non-Recourse:
Yes
Check Size:
Crowdfunding Loans
Crowdfunding Loans

Crowdfunding portals are the new kids on the block, and their offerings vary pretty widely. Via StackSource, they can provide bridge loans, mezz debt, and construction funds.

Loan Amount:
$1 Million - $10 Million+
Typical Term:
1 - 3 years
Interest Rates:
6.79% - 13.04%
Non-Recourse:
Available
Check Size:
Debt Fund CRE Loans
Debt Fund CRE Loans

There are more private lenders available for commercial real estate than at any other point before in history, and they bring a much more quick, flexible option to the market.

Loan Amount:
$1 Million - $100 Million+
Typical Term:
1 - 3 years
Interest Rates:
8.88% - 15.13%
Non-Recourse:
Available
Check Size:
FHA/HUD Multifamily Loans
FHA/HUD Multifamily Loans

HUD's multifamily loan programs have historically been difficult to obtain due to heavy paperwork, approvals, and long time-to-funding, but they represent an extremely stable long-term option.

Loan Amount:
$3 Million to $100 Million+
Typical Term:
35 - 40 years
Interest Rates:
5.35% - 6.90%
Non-Recourse:
Yes
Check Size:
Life Insurance CRE Loans
Life Insurance CRE Loans

Life Insurance Co loans are coveted for their long-term, low fixed rates. These lenders prioritize very stable property loans from extremely experienced, reliable borrowers.

Loan Amount:
$2 Million to $100 Million+
Typical Term:
5 - 15 years
Interest Rates:
5.35% - 6.80%
Non-Recourse:
Yes
Check Size:
SBA Real Estate Loans
SBA Real Estate Loans

The US Small Business Administration ("SBA") provides partial guarantees for loans to qualified businesses to develop, purchase, or refinance real property for operations. The SBA 504 program (only for real estate) and the SBA 7(a) program (can be backed real estate and other collateral are both popular with small business borrowers due to the high maximum leverage (90% LTC).

Loan Amount:
$250,000 - $14 Million
Typical Term:
5 - 25 years
Interest Rates:
5.54% - 8.25%
Non-Recourse:
No
Check Size: