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The Entitlement Process: What Does it Entail?

The entitlement process can be defined as obtaining a municipality’s legal approval to develop or redevelop a piece of real estate for a specific use.

Debt Yield: What Is It & Why Is It Important?

Debt Yield is a percentage measured by taking the property's NOI and dividing it by the loan amount. You can think of it as the cap rate on the loan amount.

Why Getting a 100% Leverage Land Loan is Tricky & How StackSource Tackled It

StackSource just closed a deal that provided 100% leverage [100% of the purchase price] for our client to acquire a loan for land in Denver, Colorado.

Buy, Rehab, Rent, Refinance, Repeat…What Exactly is the B-R-R-R-R Method?

We typically see this investing strategy applied to smaller investment properties, versus larger, commercial properties. But why? Keep reading to learn more about the BRRRR method.

3 Of The Most Common Exit Strategies and Why Having One is Important

Having an effective exit strategy is always important when purchasing a property. This blog highlights three of the most common exit strategies, their key differences, and why they matter.

4 Reasons to Choose StackSource vs. Working With A Bank

Why we underwrite vacancy for a fully occupied building

RUBS: What are they and why are they important?

Why Real Estate Investors are Targeting Sunbelt States

1-4 Unit Rental Portfolio Loans

What you need to know about financing a portfolio of rental properties ranging between single family rentals to quadruplexes.

How to find real estate investment deals that “pencil out” in 2021

What is means for a real estate deal to "pencil out", and how to actually get a deal that pencils in 2021.

Equity Multiple

Why real estate investing’s simplest overall financial return metric is still useful

What is Loan Amortization, Really?

- An amortized loan is a type of loan with scheduled, periodic payments that are applied to both the loan’s principal amount and the interest accrued. - As you continue to make monthly payments, the portion of your fixed payment that goes to interest is less and less and the portion that goes to reducing your loan principal is more and more. - There are two key differences between Residential and Commercial Real Estate (CRE) loan amortization schedules.

The Long Game on Short-term Rentals

Airbnb is now a $90 Billion public company. But how can short term renting help a private landlord's portfolio value in 2021?

Do I need a commercial mortgage for my 1–4 unit rental property?

Why to take out a residential mortgage vs a commercial mortgage when both could apply. The story of my friend Pete.

The four reasons to budget CapEx for Multifamily

Multifamily real estate investing is a business. You deploy capital into properties, and you reap income. Deploy wisely.

Announcing: Automated Multifamily Loan Quotes!

Click. Quote. Analyze. It's time this industry cut out the nonsense for multifamily loan quotes.

Understanding Mortgage Categories

A simple breakdown between all the major different mortgage categories, from conforming, to nonconforming, to commercial.

No, I can’t give you a quote

My first Multifamily deal: Jamie Gruber, founder of “Multifamily & More”

How to Finance Your First Commercial Real Estate Deal

How a first time commercial real estate investor can get approved for a commercial mortgage. Hint: it's not the same underwriting as residential mortgage loans!

The most valuable thing a Capital Advisor can tell you

I’m convinced the most valuable thing a Capital Advisor can tell a real estate investor is “don’t work with that lender.”

9 reasons why a borrower chooses a lender with a higher rate

When you get multiple lenders to provide a loan quote, why the heck would you choose the one with the higher interest rate. Well, there are a few reasons.

Why a Personal Financial Statement Matters for a Non-recourse loan

Why do banks scrutinize Cash Out in a Sources & Uses?

Banks will act differently based on where they are putting loan proceeds. If some goes into your pocket, it changes their thinking. Here's why.

Why Pre-approvals for Commercial Mortgages Don’t Exist

And what happens instead

All the Multifamily Perm Loan Options

It's not all about the local bank. Consider these types of lenders too!

Checklist: What You’ll Need to Get a Commercial Real Estate Loan Offer

What is the right time to seek out financing for a commercial real estate project? What documents will you need ready? Here we’ll cover the items you need to have ready in order to line up financing quotes from lenders.

Understanding IRR vs Cash on Cash Return

One focuses on cash flow, but the other on total investment return.

Factors that affect your commercial mortgage rate

Why do you get a higher or lower rate from a lender in commercial real estate? Here's why.