StackSource finds the right lender for your financing scenario
New Development
Get competitive offers from banks and private lenders for your construction loan.
Redevelopment
Raise capital to maximize the value of your commercial asset from simple rehab to a full repositioning.
Acquisition
Connect to lenders with the flexibility you need to get your deal done.
Refinance
Find the best rate by comparing commercial property refinance loans from multiple lenders.
StackSource connects borrowers with lenders for all commercial real estate asset types
Office Loans
Industrial Loans
Retail Loans
Hotel Loans
Multifamily Loans
And More
Our Commercial Real Estate Loan Products
Banks
Banks have long been a staple of the commercial mortgage market. They are competitive for many cash-flowing loan scenarios as well as for construction for strong borrowers.
Loan Amount:
Up to $100 Million+
Typical Term:
5, 7, or 10 year
Interest Rates:
4% - 6%
Non-Recourse:
Available
Credit Unions
Credit Unions don't get the same star treatment as their Bank counterparts, but are often a very strong option for local commercial real estate, if not for larger institutional projects.
Loan Amount:
Up to $10 Million+
Typical Term:
5, 7, or 10 year
Interest Rates:
4% - 6%
Non-Recourse:
Available
Fannie Mae Multifamily
Fannie Mae is a government-sponsored entity that supplies Multifamily loans through its various lending programs. One of the most popular is their Small Loans program for loans up to $5 Million.
Loan Amount:
$750,000 to $100 Million+
Typical Term:
5 - 30 years
Interest Rates:
3.77% - 5.57% (as of 8/10/2018)
Non-Recourse:
Yes
Freddie Mac Multifamily
Freddie Mac is a government-sponsored entity that supplies Multiamily loans through multiple lending programs, including their Small Balance program for 5-50 unit communities up to $7.5 Million.
Loan Amount:
$1 Million to $100 Million+
Typical Term:
5 - 10 years Fixed, up to 20 years Floating
Interest Rates:
4.05% - 6.08% (as of 8/7/2018)
Non-Recourse:
Yes
CMBS
CMBS lending is typically a fit for loans $3 Million or greater, on stabilized office, industrial, retail, hospitality, or multi-family assets. Maybe not the most fun, but very attractive numbers.
Loan Amount:
$3 Million to $100 Million+
Typical Term:
5 or 10 years
Interest Rates:
3.5% - 5%
Non-Recourse:
Yes
HUD/FHA Multifamily
HUD's multifamily loan programs have historically been difficult to obtain due to heavy paperwork, approvals, and long time-to-funding, but they represent an extremely stable long-term option.
Loan Amount:
$4 Million to $100 Million+
Typical Term:
30 - 35 years
Interest Rates:
3.5% - 4.5%
Non-Recourse:
Yes
SBA
SBA (Small Business Administration) real estate loans offer eligible small businesses long term financing with low down payments. The exact terms and rates of the loan will still vary from lender to lender.
Loan Amount:
$250k - $14 Million
Typical Term:
5 - 25 years
Interest Rates:
4.5% - 6.5%
Non-Recourse:
Yes
Private Debt Funds
There are more private lenders available for commercial real estate than at any other point before in history, and they bring a much more quick, flexible option to the market.
Loan Amount:
$1 Million - $100 Million+
Typical Term:
1 - 3 years
Interest Rates:
7% - 10%+
Non-Recourse:
Available
Life Insurance Companies
Life Insurance Co loans are coveted for their long-term, low fixed rates. These lenders prioritize very stable property loans from extremely experienced, reliable borrowers.
Loan Amount:
$2 Million to $100 Million+
Typical Term:
5 - 15+ years
Interest Rates:
4% - 5.5%
Non-Recourse:
Often
Crowdfunding Portals
Crowdfunding portals are the new kids on the block, and their offerings vary pretty widely. Via StackSource, they can provide bridge loans, mezz debt, and construction funds.
Loan Amount:
Up to $10 Million
Typical Term:
1 - 3 years
Interest Rates:
9% - 12%+
Non-Recourse:
Available
