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Wide Range of Loan Options

There's a better way to finance your property than going from bank to bank. StackSource matches you to the lenders likely to offer the most favorable terms.  

 

StackSource finds the right lender for your financing scenario

Development Loans and Construction Loans

New Development

Get competitive offers from banks and private lenders for your construction loan.

Redevelopment Loans

Redevelopment

Raise capital to maximize the value of your commercial asset from simple rehab to a full repositioning.

Acquisition Loans

Acquisition

Connect to lenders with the flexibility you need to get your deal done.

Refinance Loans

Refinance

Find the best rate by comparing commercial property refinance loans from multiple lenders.

 

StackSource connects borrowers with lenders for all commercial real estate asset types

 
Office Loans

Office Loans

Industrial Loans

Industrial Loans

Retail Loans

Retail Loans

Hotel Loans

Hotel Loans

Multifamily Loans

Other Real Estate Loans

And More

Our Commercial Real Estate Loan Products

Banks

Banks have long been a staple of the commercial mortgage market. They are competitive for many cash-flowing loan scenarios as well as for construction for strong borrowers.

Loan Amount:

Up to $5 Million

Typical Term:

5, 7, or 10 year

Interest Rates:

4% - 6%

Non-Recourse:

Available

Credit Unions

Credit Unions don't get the same star treatment as their Bank counterparts, but are often a very strong option for local commercial real estate, if not for larger institutional projects.

Loan Amount:

Up to $5 Million

Typical Term:

5, 7, or 10 year

Interest Rates:

4% - 6%

Non-Recourse:

Available

Fannie Mae Multifamily

Fannie Mae is a government-sponsored entity that supplies Multifamily loans through its various lending programs. One of the most popular is their Small Loans program for loans up to $5 Million.

Loan Amount:

$750,000 to $100 Million+

Typical Term:

5 - 30 years

Interest Rates:

4.49% - 5.8% (as of 4/23/2018)

Non-Recourse:

Yes

Freddie Mac Multifamily

Freddie Mac is a government-sponsored entity that supplies Multiamily loans through multiple lending programs, including their Small Balance program for 5-50 unit communities up to $7.5 Million.

Loan Amount:

$1 Million to $100 Million+

Typical Term:

5 - 10 years Fixed, up to 20 years Floating

Interest Rates:

3.95% - 6.08% (as of 4/17/2018)

Non-Recourse:

Yes

CMBS

CMBS lending is typically a fit for loans $3 Million or greater, on stabilized office, industrial, retail, hospitality, or multi-family assets. Maybe not the most fun, but very attractive numbers.

Loan Amount:

$3 Million to $100 Million+

Typical Term:

5 or 10 years

Interest Rates:

3.5% - 5%

Non-Recourse:

Yes

HUD/FHA Multifamily

HUD's multifamily loan programs have historically been difficult to obtain due to heavy paperwork, approvals, and long time-to-funding, but they represent an extremely stable long-term option.

Loan Amount:

$4 Million to $100 Million+

Typical Term:

30 - 35 years

Interest Rates:

3.5% - 4.5%

Non-Recourse:

Yes

SBA

SBA (Small Business Administration) real estate loans offer eligible small businesses long term financing with low down payments. The exact terms and rates of the loan will still vary from lender to lender.

Loan Amount:

$250k - $14 Million

Typical Term:

5 - 25 years

Interest Rates:

4.5% - 6.5%

Non-Recourse:

Yes

Private Debt Funds

There are more private lenders available for commercial real estate than at any other point before in history, and they bring a much more quick, flexible option to the market.

Loan Amount:

$1 Million - $100 Million+

Typical Term:

1 - 3 years

Interest Rates:

7% - 10%+

Non-Recourse:

Available

Life Insurance Companies

Life Insurance Co loans are coveted for their long-term, low fixed rates. These lenders prioritize very stable property loans from extremely experienced, reliable borrowers.

Loan Amount:

$10 Million to $100 Million+

Typical Term:

5 - 15 years

Interest Rates:

3.5% - 5%

Non-Recourse:

Often

Crowdfunding

Crowdfunding portals are the new kids on the block, and their offerings vary pretty widely. Via StackSource, they can provide bridge loans, mezz debt, and construction funds.

Loan Amount:

Up to $3 Million

Typical Term:

1 - 3 years

Interest Rates:

9% - 12%+

Non-Recourse:

Available