StackSource Platform
Terms & Conditions for Users

LAST UPDATED:  MAY 1, 2024

Introduction

Welcome to StackSource ("Company," "we," "our," "us"). These Terms and Conditions ("Terms") govern your use of our Software as a Service (SaaS) product that provides lender data (the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree to these Terms, you must not use the Service.

Use of Service

Eligibility
You must be at least 18 years old to use the Service. By using the Service, you represent and warrant that you are of legal age to form a binding contract with us and meet all of the foregoing eligibility requirements. If you do not meet these requirements, you must not access or use the Service.

Account Registration
To access the Service, you may be required to create an account and provide certain information about yourself. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

Prohibited Conduct
You agree not to:

  • Use the Service for any illegal or unauthorized purpose.
  • Share, distribute, or otherwise transfer any data obtained from the Service to any third party.
  • Reverse engineer, decompile, disassemble, or otherwise attempt to discover the source code or underlying algorithms of the Service.
  • Modify, adapt, translate, or create derivative works based on the Service.
  • Interfere with or disrupt the integrity or performance of the Service.

Data Use and Restrictions

License to Use Data
Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable license to access and use the data provided through the Service solely for your internal business purposes.

Restrictions on Data Use
You agree that you will not:

  • Share, distribute, or transfer the data to any third party.
  • Use the data for any purpose other than as expressly permitted under these Terms.
  • Use the data in a manner that violates any applicable laws or regulations.

Payment and Subscription

Fees
Access to the Service may require payment of subscription fees. All fees are non-refundable except as expressly stated otherwise in these Terms.

Payment Terms

You agree to pay all fees and charges associated with your account in accordance with the billing terms in effect at the time a fee or charge is due and payable. We may suspend or terminate your access to the Service if you fail to pay any fees when due.

Intellectual Property


Ownership
All intellectual property rights in the Service and the data provided through the Service are owned by us or our licensors. You have no rights in or to the Service or the data other than the right to use them in accordance with these Terms.

Limitation of Liability


Disclaimer of Warranties
The Service and all data provided through the Service are provided "as is" and "as available" without any warranties of any kind, either express or implied. We disclaim all warranties, including any implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

Limitation of Damages
In no event shall we be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (i) your use or inability to use the Service; (ii) any unauthorized access to or use of our servers and/or any personal information stored therein; (iii) any interruption or cessation of transmission to or from the Service; or (iv) any bugs, viruses, trojan horses, or the like that may be transmitted to or through our Service by any third party.

Indemnification
You agree to indemnify, defend, and hold harmless the Company, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Service.

Termination


Termination by Us
We may terminate or suspend your access to the Service at any time, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.

Termination by You
You may terminate your account at any time by discontinuing use of the Service.

Governing Law

These Terms shall be governed and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms.

Contact Us

If you have any questions about these Terms, please contact us at Hello@stacksource.com

By using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.